1. About this website
This website is operated by New Vision Financial Pty Ltd (ABN 26 609 888 691) trading as New Vision Financial Services. References to "we", "us" or "our" mean New Vision Financial Services. Use of this website is subject to these Terms & Conditions, our Privacy Policy and our Credit Guide.
2. General information only
Content on this website — including articles in our Insights section — is general information only. It does not constitute personal financial, credit, legal, tax or investment advice, and does not take into account your objectives, financial situation or needs. You should consider seeking independent professional advice before acting on anything published here, and before entering into any credit contract.
3. No guarantee of loan approval
Nothing on this website is an offer of credit or a guarantee that any loan application will be approved. Loan approval is at the discretion of the relevant lender and subject to their credit assessment criteria, which may change without notice.
4. Interest rates and product information
We do not publish specific interest rates, fees or product comparisons on this website, as these change frequently and depend on your individual circumstances and the lender you choose. Current rate and product information is provided directly to you as part of a personalised quote during your consultation.
5. Intellectual property
All content on this website — including text, graphics, logos and images — is owned by or licensed to New Vision Financial Services and is protected by Australian copyright law. You may view and print content for personal, non-commercial use, but may not reproduce, distribute or modify it without our written permission.
6. Third-party links
This website may contain links to third-party websites, including lenders and referral partners. We are not responsible for the content, accuracy or privacy practices of any third-party website, and inclusion of a link does not imply endorsement.
7. Limitation of liability
To the extent permitted by law, New Vision Financial Services excludes all liability for any loss or damage arising from your use of, or inability to use, this website, or from reliance on any information published on it. Nothing in these terms excludes, restricts or modifies any consumer guarantee, right or remedy under the Australian Consumer Law or the NCCP Act that cannot lawfully be excluded.
8. Changes to these terms
We may update these terms from time to time. The version published on this website at the time of your use applies.
9. Governing law
These terms are governed by the laws of New South Wales, Australia, and you submit to the non-exclusive jurisdiction of its courts.
10. Contact
Questions about these terms can be sent to info@newvisionfinancial.com.au or 1300 422 506.