How this calculator works (NSW)
Transfer duty in NSW is calculated on a sliding scale of your property's dutiable value — the higher of the purchase price or market value. The 2026-27 general rates run from $1.25 per $100 on the first $18,000 up to $5.50 per $100 on the portion above $1,290,000, with a higher premium rate of $7.00 per $100 applying above $3,870,000.
Eligible first home buyers pay no transfer duty on a home valued at $800,000 or less (or vacant land at $350,000 or less) under the First Home Buyers Assistance Scheme, with a tapered concessional rate applying up to $1,000,000 (homes) or $450,000 (vacant land). Foreign purchasers pay an additional 9% surcharge purchaser duty on top of standard transfer duty.
Frequently asked
How accurate is this stamp duty calculator?
The NSW figures are calculated directly from Revenue NSW's published 2026-27 transfer duty rates and First Home Buyers Assistance Scheme thresholds. It's still a general estimate, not a formal assessment — always confirm your exact figure with Revenue NSW or your conveyancer before relying on it for settlement.
Why does this calculator only compute NSW in full?
Every state and territory sets its own duty rates, thresholds and first home buyer schemes, and these change periodically. Rather than risk showing an outdated or incorrect figure for other states, we link directly to each state's official government calculator.
Is stamp duty the same for first home buyers and investors?
No. Most states offer exemptions or concessions for eligible first home buyers that don't apply to investors or subsequent home purchases, and eligibility criteria vary by state.