Calculators / Extra Repayments
Free tool
What could extra repayments actually save you?
Enter your own loan balance and rate — we don't publish or assume any rate for you — to see the potential time and interest saved from paying a bit more each month.
Your loan details
This calculator uses the rate and figures you enter — we don't publish or suggest any interest rate. It assumes your rate and repayment stay constant, which real loans rarely do, and it doesn't check whether your loan allows extra repayments without a fee or cap. Confirm both with your lender or broker before changing your repayments.
Not sure if extra repayments suit your loan?
Some loans cap or fee extra repayments — we'll check what applies to yours.
